Pacific Home Loans is a specialist mortgage brokerage, arranging mortgages and remortgages on behalf of customers with a panel of lenders including LSB, i-Group, Money Partners and Swift. Pacific specialise in the adverse credit / sub prime sector, dealing with customers with current or previous credit problems.

Typical customers are homeowners with outstanding credit cards, store cards, hire purchase, loans and other credit. They may also have a poor credit payment history, mortgage arrears or defaults and / or CCJs. They are usually looking to consolidate their outstanding credit and/or fund a major purchase such as a car, home improvements, holiday home etc. It is likely that they may have previously been turned down for credit or have a poor credit history. Customers’ age